You have to file an insurance claim if you have been involved in a car accident, and this article will help you raise your awareness and understanding on the claims process. You are required to file a claim with your insurance company if you are involved in a car accident involving property damage or injury. Ideally, car accidents must be reported within seven days to the insurance company because failure to follow the proper notification may deny the claim, as there are also statute of limitations that may apply when it comes filing a claim.
It is important to provide as many details as possible when calling for insurance company for faster and easier filing of claim including your insurance policy number, details of the accident (time, date, location, the other driver’s name and license number, number of passengers involved, extent of vehicle damage, extent of injuries, identification numbers and license plates of other vehicles involved, and description of the accident), and the details of the vehicle (model, make, registration, and license plate number). It is easier to file a claim if you know your coverage as well as your responsibilities, but if you are injured and need help, a personal injury lawyer can help. A claim’s adjuster will contact you via telephone or meet with you once the claim has been reported, and you will be required to complete a claim or Proof of Loss form to support your claim. The claim’s adjuster determines the extent to which the claim is covered by your insurance policy, and will guide you all throughout the claims process. It is important to ask the help of a personal injury lawyer so you can get what is due depending on your damages.
Your insurance company would need to determine who is the one at fault in the auto accident so they can assess the property damage and injuries sustained. After reporting the car accident to the insurer, the insurance company investigates the circumstances of the auto accident and will make a decision of who is at fault based on the Fault Determination Rules. If you have problems dealing with the claim’s adjuster or you feel that the settlement is unfair, you can talk to a trusted and reliable personal injury lawyer to help you out. Allow us to give you free legal advice by visiting our website or homepage now. A personal injury lawyer is always available to explain your rights and protect your best interest.